عالمك : Auto Insurance
‏إظهار الرسائل ذات التسميات Auto Insurance. إظهار كافة الرسائل
‏إظهار الرسائل ذات التسميات Auto Insurance. إظهار كافة الرسائل
6 Car Insurance Secrets for Parents With Teen Drivers

6 Car Insurance Secrets for Parents With Teen Drivers

By Michael Acker
Do you get tense every time your teenage driver gets behind the wheel? If you didn't shop around and compare car insurance quotes online before insuring them, it's likely that you get another rush of anxiety every time a payment rolls around.
If you're responsible for a young driver, you probably already know that car insurance companies will significantly increase the premium when a teenager comes onto a policy. In fact, a recent survey showed teen drivers increase rates by as much as 44 to 62 percent. But did you know that there are some things you can do to reduce your costs? By using the following six tips, you can make sure your child is protected on the roads without running up a big bill.
1. Compare Car Insurance Quotes Online
This is the simplest and most effective method of earning some savings on your auto coverage. The fact is that not all car insurance companies will charge you the same for insuring a teen driver. Taking some time to shop around online will give you a comprehensive look at the market. Some companies offer very competitive rates on teen drivers and other high risk groups in order to get your business. With the help of quote comparison sites, this task will only take you a few minutes.
2. Add Your Teen to Your Policy
Experts will tell you it's better to add your son or daughter to your policy so they can benefit from any discounts you have earned. Purchasing separate individual coverage may make them feel more independent, but it will cost more.
3. Get Extra Training
Your teen had to pass a basic driver's training course to obtain a license, but having them enroll in additional classes is a great way to show your auto coverage provider that you take safety seriously. In turn, they are likely to drop your rates. Defensive driving courses are a popular option for people who follow this tip.
4. Inform Your Provider When Circumstances Change
If your teenager is going away to college and won't be taking a car with them, you need to inform your coverage provider. This is especially true if they're going 100 miles or more away from you. In this scenario, your teen's chances of impacting your policy goes way down. Your rate should drop accordingly.
5. Tell Your Provider if You Have a Good Student
It's true, many auto insurers will reduce your premium if your student earns top grades. High marks in school correlate with greater responsibility and maturity, so your provider may feel a little safer insuring your teen if they are on the honor roll. Don't be embarrassed to boast about their accomplishments - it could save you some money.
6. Pick the Right Car
The kind of car your teen drives plays a big role in your premium increase. Sporty cars with poor safety features are going to hurt your pocketbook at the dealership and at the insurance agency. Providers prefer you to choose safe, reliable cars with features like anti-lock brakes, airbags, and electronic stability control.
Start Early
These six tips will help you avoid some of the anxiety that comes with parenting a teen driver. For parents with children on the verge of getting their license, it's smart to start shopping around now. By comparing car insurance quotes early in the process, you'll have time to pick the perfect provider and make use of as many of these tips as possible.
To earn big savings on your policy, compare car insurance quotes from www.cheaplyinsured.com/auto and pick from the top providers in your area. Control your premiums by getting all your coverage through www.cheaplyinsured.com.
Article Source: http://EzineArticles.com/?expert=Michael_Acker
http://EzineArticles.com/?6-Car-Insurance-Secrets-for-Parents-With-Teen-Drivers&id=7971561
How To Select A Good Insurance For Your Car

How To Select A Good Insurance For Your Car

By Zachariah Garnica
Sometimes, the inclusion of an insurance policy for a car is important. This is true especially if you have just acquired your new vehicle. In the actual case, having an insurance could bring convenience for you. If there will be any problems in the future about expenses, then you can rely on a financial help. We all know that insurance policies are good during accidents, injuries and car damages. Therefore, getting one for your property like a car will be a good decision. However, a beginner in this field may have a hard time to look for a good policy. That is why we have prepared this post for you in order to get the best insurance for your car.
What makes a good insurance policy? Any properties, especially a car, will require an insurance. In order to find a good one, you should know your capacity to pay. An insurance policy that allows you to pay for a shorter span of years will be ideal. This means you can get benefits in a shorter time frame should you need one. A shorter policy means you have to pay more instead of monthly arrears. But this is generally better if you are expecting other spending modes in the future. With a larger sum of payment, you are shortening the agony in paying for insurance. But the main benefits of the policy will be intact. So we suggest that you apply for a policy that provides you flexible terms when it comes to payments.
After you have known the terms, you need to find out the coverage. As you know, insurance policies have a definite coverage for the asset applied for. It could have coverage features like accidents, damages or even injuries to persons. There are different packages that you can choose from. You only need to find out which one will suit your lifestyle. If you are not sure about this, you need to ask a question for your agent. He will surely provide you the right features that could go along with your account. This way, you can easily have peace of mind no matter how you drive your car. Most of the time, the coverage extension will involve additional costs. This is just all right because the feature will help you gain more benefits if accidents will happen.
One last thing to consider is the review of the clients. We all know that insurance policies may require additional costs to our budget. Therefore, we should look for something that is worth of our money. So make sure that you search for some reviews on the internet. For sure, there are other people who have already used the policy you are interested in. They probably have provided testimonials to the great service of the company. If not, they will also write them in most websites. You can easily find the details in the forums where cars are the topic. You can also refine your search in finding the right policy for your needs. No matter what policy you are going to take, make sure that you can find positive reviews for it.
Find the best insurance for your car at car insurance quotes. Make sure to get a quote from car insurance quotes.
Article Source: http://EzineArticles.com/?expert=Zachariah_Garnica
http://EzineArticles.com/?How-To-Select-A-Good-Insurance-For-Your-Car&id=7977493

Get Low Cost Car Insurance...For Life



FACT: Insurance Institute reports that more than 96% of Americans Overpay For Their Car Insurance....

Discover the 12 Fast and Simple Formulas you can use to Get Low Cost Car Insurance....
And Slash Your Car Insurance Costs up to 67% For Life....
No Matter What State You Live In....
Your Age....
What Your Driving Record Looks Like....
And Even If You Have Less Than Perfect Credit

Are You Ready To Get Even With Your Car Insurance Company
For "Legally Stealing" From You For Years?
Great! Then It's Time To Hop Onboard

Dear Reader,

If you had talked to Mike Doyle that day, you'd know why he was in such a lousy mood.

Two teenage drivers on his car insurance policy. One with two speeding tickets in 6 months and the other with a recent accident on her driving record. And Mike? He was getting absolutely slammed by his car insurance company.

His car insurance was going to cost $1,137 more the coming year - that was a whopping 43% increase.

Mike first turned to what most folks do - he called around to different car insurance companies to see if he could find low car insurance. It didn't happen. These other companies wanted to charge him even more.

انضم الينا

Online

الأشعارات
هنا تقوم بوضع الأشعارات
حسناً